Lafayette, Broussard and Acadiana real estate and homes for sale in Louisiana - Regina Toce, REALTOR® Regina Toce REALTOR(r) for Lafayette, Broussard and Acadiana, Louisiana real estate - NUMBER1EXPERT™ Regina Toce NUMBER1EXPERT(tm) for Lafayette, Broussard and Acadiana, Louisiana real estate
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Regina Toce, REALTORŪ, real estate agent and broker for Lafayette, Broussard and Acadiana Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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National Listings Databases: Lafayette, Broussard and Acadiana Louisiana home buying, real estate listings, and homes for sale in Lafayette County, LA
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Harmon Homes Online

HarmonHomes.com "The nation's leading real estate magazine publisher with publications in over 85% all metro markets across the country. HarmonHomes.com offers 300,000 real estate listings, with almost 90% displaying color photos."

Homes.com

Homes.com Millions of home buyers and sellers are flocking to Homes.com, one of the nation's top real estate websites. Search homes for sale, hot real estate markets, neighborhoods, home builders, and more.

Immobel.com

Immobel.com "The #1 site on the Internet for multilanguage real estate listings. Check out the best properties in the language of your choice."

Sell.com

Sell.com "Sell.com classifieds is the alternative to online auctions, and includes real estate classifieds."

Reaffinity.com

Reaffinity.com "Real estate listings on your cell phone. Reaffinity provides home for sale listing information to cell phones and other mobile devices that have web enabled browsers."

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Lafayette, Broussard and Acadiana area REALTORŪ, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Regina Toce, REALTORŪ, real estate agent and broker for Lafayette, Broussard and Acadiana Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Regina Toce
Main Street Realty

107 Laguna Lane
Lafayette
Louisiana 70508
cell phone: 337-298 4116
office: 337 330 2702
Fax: 337-412-6307
Regina@ReginaToce.com

Born and raised in Sao Paulo, Brazil. I began my career as a Real Estate Agent in April, 1980. While at Esquema Loja de Imoveis in Sao Paulo, I earned Top Producer for 14 years. In July, 1996, I moved to Lafayette, Louisiana, and started at Van Eaton & Romero in October of that year. First year working I earned "Rookie of the Year Award" and consistently a Multi-Million Producer year after year.

Equal HousingMLSREALTOR


Van Eaton & Romero real estate and homes for sale in Lafayette, Broussard and Acadiana Louisiana

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